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Phoenix Technology Solution to be Deployed for selektpoints in UAE

PHOENIX and LAS VEGAS, USA — April 20, 2007 —  Phoenix Technology Holdings Inc. is pleased to announce a new deployment with selektpoints for the National Bank of Dubai.  National Bank of Dubai will be deploying the selektpoints(TM) Loyalty Program utilizing the SCTN (OTC: SCTN - News) End to End Loyalty Solution through Phoenix Technology Holdings Inc.

Robert Buchan, CEO of selektpoints(TM) added: "We are proud to welcome NBD as the Landlord Bank(TM) in the UAE for selektpoints(TM) and are excited about the possibilities that this partnership brings. selektpoints(TM) is a revolutionary global merchant coalition loyalty program which gives participants the ability to earn and redeem points around the world. For the first time in history, merchants will have an ability to truly know, understand and relate to their customers to create value added incentives by utilizing our custom built Microsoft CRM. Simply put, selektpoints(TM) helps merchants sell more. selektpoints'(TM) Loyalty Engine is SCTN, a global technology partner which is a listed public company in the USA."

selektpoints(TM), launched globally in February 2007 by TII (The International Investor), specializes in providing regional and international banks and retailers with chip-based loyalty programs. As a result of this partnership, NBD will become the exclusive 'Landlord Bank(TM)' for selektpoints(TM) in the UAE and will be responsible for inducting leading merchant establishments in the UAE into the program.

About selektpoints(TM)
selektpoints(TM) is the worlds first multi national fully interoperable loyalty program that partners with landlord banks and selektmerchants to offer the participants a unique loyalty experience. selektpoints(TM) is an EMV Smart Chip Based loyalty program that brings a very unique and powerful value proposition to banks around the world who look to offer significant value added programs to their EMV initiatives (www.selektpoints.com).

About Phoenix Technology Holdings Incorporated
Phoenix Technology Holdings provide hosting, development, sales, client implementation, and system support for financial services products allowing clients to deploy sophisticated solutions easily and quickly (www.phoenix-tec.com).

About Smart Chip Technologies (OTC:SCTN)
Smart Chip Technologies’ turn-key customer retention solution, including Loyalty, Pre-Paid Stored Value, Punch Cards, and Gift Cards enables issuers, acquirers, and merchants to take advantage of real-time programs using their cardholder’s existing cards using bar codes, magnetic stripes, smart chips, RFID, Internet accounts, and other consumer electronic technology, such as SMS and MMS cellular phones. The SCTN system is a scalable, high performance, end-to-end solution that uses an ASP model to customize the system’s look and feel to reinforce customer branding. (www.sctn.com)